According to @LexSokolin, innovation in uncollateralized lending will be led by teams that combine credit bureau mechanics, legal enforcement frameworks, cross-border collections, behavioral economics, and blockchain rails, framing the space as a bridging problem rather than a disruption. source: @LexSokolin For trading, this view provides a concrete checklist: prioritize DeFi credit projects showing real credit bureau integration, enforceable legal recourse, proven cross-border recovery workflows, and behaviorally informed product design on-chain, as these are the decisive capabilities he highlights. source: @LexSokolin Catalysts to monitor include announcements of credit data connectivity, enforceable contracts, and collections infrastructure by uncollateralized lending protocols, aligning with his assertion that winners will be bilingual across TradFi and blockchain. source: @LexSokolin